Aliyun account instead of real name: what recharge and payment methods does Aliyun support?
In the field of cloud computing, whether it is domestic personal webmasters, enterprise operation and maintenance, or foreign trade guys and overseas business teams, everyone is often most concerned about the same extremely realistic problem before starting up:
What recharge and payment methods does Alibaba Cloud support?
Many people think that ariyun is not using Alipay? In fact, it is not. Alibaba Cloud is divided
China station (domestic version) and international station (overseas version/International)
The two account systems are completely independent, and the recharge channels, settlement currencies and financial rules behind them are very different.
Today, I don't want to talk about those official public relations rhetoric, but I want to go straight to pure dry goods. In the most straightforward vernacular, you will be stripped of all payment channels, invisible restrictions and old drivers' money-saving and top-up postures of Aliyun's domestic and overseas versions at one time.
1. Aliyun China Station (Domestic Edition): The Absolute Home of Localization Payment
The domestic version of the top-up and payment is the most silky, basically covering all the mainstream financial channels in the country. The settlement currency is unified
Renminbi (RMB)
.
1. Alipay/WeChat payment (preferred by individuals and small and medium-sized enterprises)
Real-time receipt: direct code scanning and recharging are supported, or direct deduction without secret payment is selected when purchasing cloud resources.
Automatic renewal: supports the "automatic deduction" function of binding Alipay. This is just needed for people who often forget to renew their lives and are afraid that the server will be shut down due to arrears.
Aliyun account replaces real name
2. Online Banking Full Payment/Corporate Online Banking
Support the personal online banking of major domestic mainstream banks (industrial construction, agricultural recruitment, etc.) to jump directly to recharge.
For enterprise users, support enterprise online banking to the public direct payment, directly from the company's public account transfer, convenient financial accounting and reconciliation.
3. Offline to public remittance/bank transfer (standard for medium and large enterprises)
Exclusive account: Alibaba Cloud allocates an exclusive virtual bank account (usually China Merchants Bank or China Construction Bank) to each enterprise account.
Operational logic: Your company's finance directly through the bank counter or online banking, the money is remitted to this exclusive account. After the system recognizes the remittance, the amount is usually automatically charged to your Alibaba Cloud account balance within 5 minutes to half an hour.
Aliyun account replaces real name
Tips: The company name of the remittance account must be exactly the same as the company name authenticated by Aliyun's real name! If you send money from Company A's corporate account to Company B's Aliyun account, you will be stuck in the manual review area by the system, and it will take several days to return it.
2. Aliyun Overseas Edition (International Station): Shura Field of Transnational Finance and Wind Control
If you choose the international station (Alibaba Cloud International) for filing-free or sea-going business, then recharging is the easiest place to get stuck. The default settlement currency of the international station is US dollars (USD)
or
Euro (EUR) and other foreign currencies.
The international station mainly supports the following three self-recharge and binding payment methods
:
1. Overseas credit/debit card (Visa / Mastercard / AMEX / JCB)
This is the core of the international station binding. When opening pay-as-you-go resources, you must bind a card for authentication.
Real-life measured minefield: ordinary dual-currency cards issued by domestic banks (such as China Merchants Bank Visa) are directly bound, with a very high failure rate. The wind control system in the background of the international station will strictly check the country where the card is opened and your registration environment. If you choose a U.S. account and tie a Visa card from mainland China, there is a high probability that you will be rejected as a risky transaction. The highest success rates are local bank cards in Hong Kong, China (e. g. BOCHK, HSBC) or compliant virtual credit cards.
2. PayPal (the safest personal channel)
If you can't handle a physical credit card outside the country, PayPal is the only lifesaver.
Pit Avoidance Guide: Never Use PayPal in China (Mainland China) to Tie International Stations! The correct customs clearance posture is to register a PayPal in the port area or PayPal in the U.S. area in a traceless mode, bind your domestic dual-currency card, and then authorize this overseas PayPal to Aliyun International Station. The pass rate can soar to more than 90%.
3. Overseas local e-wallets (AlipayHK, etc.)
If your registered Aliyun International Station area is Hong Kong, China, the system will support the binding AlipayHK (Alipay Hong Kong version).
Domestic users can now use the Hong Kong and Macao pass to authenticate AlipayHK. After tying it up, Hong Kong dollars are deducted directly, and the experience of using it is as smooth as that of the domestic version of Alipay.
3. the ultimate dimension reduction blow: through the "first-class channel (agent)" on behalf of the recharge.
If you feel numb after reading the various overseas cards and PayPal's ordeal at the above international station, or if your company does not have an overseas foreign currency account at all and cannot pay US dollars in compliance, the most mainstream solution in the market is to go.
Channel provider (Alibaba Cloud first-level agent)
.
This is a compliance "shortcut" that exists by default in large factories ":
How to operate: You find a regular big-name agent of Aliyun International Station and ask them to send a registration invitation to your account in the background.
Funding chain: You do not need to bind any PayPal or overseas credit cards in the Alibaba Cloud background. You transfer RMB directly to agents in WeChat, Alipay or through the public accounts of domestic companies.
Instant receipt: After the agent receives the RMB, it will charge the USD quota into your Aliyun International Station account with one click in their agent's background.
The biggest advantage: it perfectly bypasses all overseas payment wind control, and enterprises can directly issue formal RMB VAT invoices from domestic agents, thus completely solving the pain point of compliance with overseas accounting.
Some Financial Life-saving Suggestions for Old 4. Drivers
Finally, no matter which way you recharge, there are three iron laws related to wallet security, please remember:
To distinguish between "post-payment" and "prepaid": we are used to domestic stations
There is no way to spend without charging money (prepaid). However, the international station defaults to post-payment (debit by volume). As long as you bind PayPal or credit card, even if your account balance is 0, as long as you open a pay-as-you-go server, it will force the dollar directly from your card at the end of the month. No, please remember to click "Release (Delete)", the light shutdown cannot stop charging.
Refuse to recharge overseas at a high price: when recharging independently at the international station, never go to the e-commerce platform to find the kind of "US dollar recharge" from unknown sources ".
Alibaba Cloud account real-name authentication on behalf of others
Many of those people are using black "material cards (stolen credit cards)" to help you recharge. Aliyun's wind control is extremely abnormal. Once the original card owner reports the case and refuses to pay, your Aliyun account will be permanently banned and the data will evaporate instantly.
Don't rush for time for public remittances: although large-sum public remittances usually arrive within half an hour, when bank outlets are closed on weekends or national legal holidays, funds can only be recorded until Monday. If the server is just in arrears on the weekend, don't wait for the public, first use private Alipay to advance the top-up, and then withdraw the cash after the public accounts, so as to prevent the business from being cut off due to arrears.
To sum up in one sentence:
Domestic stations use exclusive accounts for public companies, and individuals use WeChat to pay Alipay. International station individuals knock "port PayPal double currency card", enterprises directly find a first-class agent to take RMB settlement.
According to this logic to match your financial chain, to ensure that your server is running steadily.
